Fast Fact: FICO Scores. The three main U.S. credit bureaus — Equifax, Experian, and TransUnion — maintain their own FICO scores. Each of the three has collected different information on you, which explains why you may have three different FICO scores.
Your credit score is simply a statistical estimation of how likely you are to pay your debts and, by extension, how much credit you should have. Everyone is different ? everyone has a different history, different experiences. But have you ever wondered how you compare to the rest of the country? To the rest of your region? To the rest of your state?
The map below shows the average credit score for each region of the country.

A State-By-State View
Arizona and Nevada, two states that were hard hit with mortgage issues in the past few years, have some of the lowest average credit scores in the country. North Dakota, South Dakota and Minnesota have some of the highest average credit scores.

Chart Source: Experian, October, 2010
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